Credit loans, such as living
water, to avoid debt growth
A Ping and his husband have a son, but after the divorce, the husband could
not give alimony due to lack of financial ability. She had to raise the
child alone. In order to take care of children, A Ping has been unstable for
many years, and has stopped working. In the absence of working space, the
cost of living still has to be spent, so he began to generate liabilities.
In the case of card-raising, he could not pay for long-term normal payment.
It made her credit situation abnormal. Over time, she accumulated nearly
which made her pressured and had to open her mouth to her parents.
Although the parents are willing to assist, the father himself is a mildly
disabled person, and at the time of his retirement, he can give very
limited. A Ping considers that her parents are older and have to make plans
for themselves. Therefore, she does not want to worry her parents any more,
and secretly covers up the facts of some debts. Parents think that her
financial problems have been solved, so she is relieved, so even the same
Living under one roof, she was unaware of her debt. A Ping was anxious to
pay off his debts and keep looking for work. The process was not so smooth.
However, under the pressure of the family economy, she was unable to repay
her. When she was looking for a job, she also browsed the information on
debt processing on the Internet, so she came to International to seek
professional advice on
In fact, the reason for A Ping’s debt is very simple. Due to the unstable
work, the financial nature is also unstable. In the eyes of ordinary people,
the amount of debt of nearly 150,000 is not a big burden for a single mother
like A Ping. She showed that she was willing to deal with the debts, but in
the face of the monthly payment of tens of thousands of yuan, it was really
more than enough, so we analyzed the debt handling plan for her, and
considered her situation and suggested to deal with it by negotiation. She
was originally I hope that the monthly payment will be reduced to 5,500 yuan
after the consultation, but we look at her situation and said that she will
find a more suitable solution for her, so that the amount will be lowered as
much as possible.
After nearly two months of hard work, I hoped to negotiate successfully with
the bank, and the bank will also abandon the unpaid interest payments for
many years, divided into 150 periods, and the monthly payment is less than
1,000 yuan! I heard that there was only a three-digit amount, so that Aping,
who had already been psychologically prepared to pay thousands of monthly
payments, was very surprised! Even more gratifying is that A Ping has also
successfully found a job!
In addition to congratulations to her, we also wished her a smooth job,
reminding her to cherish the job opportunities, as long as there is a stable
source of funds, paying on time, the debt will be finished one day. She also
expressed her gratitude and said, "Fortunately, there is a loyalty to seek
OK." After a professional and careful solution to the debt problem, she can
reduce the pressure and face the future with more confidence.
When the money comes to use, it hates less, so the debt is not big or small.
As long as it is produced, it is as disturbing as a thorn in the heart. For
the average person, avoiding debt generation is an inevitable idea in life,
but in the face of an accident, it is often unprepared. If you have friends
and relatives to help, it is enough to ease the burden, but to really pay
off the debt, you still have to own it. A stable job can be achieved. Single
mothers like A Ping, although not profligate, but as long as the income of
work is unstable, the generation of debt is inevitable, and even more and
more accumulated. Whether it is involuntary unemployment or not, as long as
you are willing to actively seek job opportunities, regardless of the
salary, it will definitely help the debt, at least to prevent debt
inflation; if it is left untreated, it will generate more problems, and then
Life will be deeply affected by it, and it is not worth the candle.
Therefore, although the financial resources do not have to be rolled in, but
at least as live water, there are in and out, and timely expenditures, so
that the inconvenience of debt growth, spread, and their own financial